# Saved cards and charging the balance later

> Choose whether cards are saved and whether staff may charge the remaining balance later.

Checked 8 November 2026 · https://docs.seascape.bz/payments/saved-cards

Belize Bank can keep a customer's card so it can be used again. Seascape never stores the card itself. Choose what that means for your shop in **Settings** → **Payments** → **Saved cards and card charges**.

**Saved cards**:
- **Off**: cards are never saved.
- **For the customer's convenience**: a returning customer can pick their card on the bank's page. Your team can't charge it.
- **Your shop may charge saved cards**: customers tick an agreement at checkout, naming the amount and the date. This needs a free-cancellation window.

**Remaining balance**: **Paid at the shop**, or **Staff may charge the saved card**. With the second, anyone with the **Charge a saved card** permission (owners, admins and managers to start with) can use **Charge a card on file** on the booking, up to what the booking owes.

Cards saved before agreements existed are labelled, because a customer can dispute a charge to one.

Turning card payments off (**Deactivate card payments**) stops these charges too, with no separate setting: **Charge…** stays greyed out and says card payments are turned off, and a charge already started is refused before it reaches the bank. Cards stay saved, so charging works again once you turn card payments back on.